Discover is one of the most popular names in banking. This financial juggernaut offers everything from student loans to online checking accounts. But one of its most popular products is its credit cards.
Not sure which Discover credit card is right for you? Here's a breakdown of some of the best that Discover has to offer.
Discover it Cash Back Credit Card
This credit card is a fantastic option for most people. While other cards offer complicated rewards systems, Discover simplifies things with their cash back card.
Discover designates specific spending categories every quarter that earn you five percent cash back. Categories include grocery store spending, gas stations, online marketplaces and more. It changes every few months, so you always have an opportunity to earn.
For everything else outside those spending categories, you get 1 percent cash back. The best part? This Discover credit card has zero annual fees!
Discover Travel Credit Card
Here's a card for those with wanderlust! Discover's travel card offers travel miles on every purchase. You get 1.5 miles for every dollar of every purchase. There are no spending categories. It's 1.5 miles per dollar across the board.
You can turn those miles into cash or redeem them as statement credit for travel-related purchases. There are no blackout dates, and the miles never expire. Like the Discover it Cash Back card, this travel card has zero annual fees.
Discover it Secure Credit Card
If you want to build your credit score, this secured card option from Discover is worth exploring. As a secured credit card, you must put down an initial deposit. Your credit limit depends on that deposit. As a result, you can get this card even if you have no credit score.
After about seven months of responsible use, Discover will review your account monthly. Once you qualify for an unsecured card, Discover will refund your deposit and grant you a true line of credit.
This card also comes with cash-back opportunities. It's a great option for those wanting to build credit while still getting perks.
Author Resource:-
Daniel Stewart writes about student debit cards and taking control of your finances services. You can find his thoughts at college debit card blog.